2020 Forecast In Review

Some of you might have seen my Blog titled “My Best Forecast for 2020, where I laid out some of my core investing principles.  I think it’s important for those who write Forecasts to be held accountable.  Do you ever wonder why so-called “experts” publish forecast but never go back and review just how accurate […]

Political Noise

If you’ve turned into the news lately then it’s obvious that we’ve entered into a time where there’s a ton of political noise.  It’s been said before and it’s being said again, this is the most important election of our lifetime.  We have to ask ourselves, is that really true? 2016 was said to be […]

The Failure of Forecast

Most people would say that 2020 has been a crazy year!  I’d have to agree.  Now we have a bunch of economists and market strategists providing a forecast for the remainder of the year.   Before we decide whether or not we should listen to them, let’s first take a look at how they did in […]


The world around us is ever-changing.  As you’re reading this latest blog post, the world has changed and Humans are learning to adapt to this new world.  A change in behavior helps us to be better suited for the current environment.   When we stop to consider a horrible event, say becoming paralyzed.  It’s easy to […]

What’s Your Number?

In the financial world someone may ask you, “What’s your number?” Odds are they aren’t trying to pick you up. Rather, they are referring to the amount of money in which you achieve financial independence (aka retire). Defining such a number is essential in financial planning. It provides the basis for how much you need […]

What’s On Your 2020 Summer Checklist?

The first 3 months of the year has seen its share of victories and challenges. As many of us begin to settle into the “New Normal” following the global COVID-19 pandemic, you might be asking the question “Am I still on track to reach my financial goals?” Whether you’re already in retirement or just started […]

It’s Okay, Not To Be Okay!

So, I’m going to take a wild guess and assume that if you’re reading this then you’re a human being.  With the advancements in technology these days, you can never be certain.  As humans we have the ability to think, reason, have feelings, emotions, and communicate. Guess what! I’m human too.  So that puts on […]

A Simple Yet Difficult Truth

So, I thought that with the current events that are surrounding us today, it would be a good time to revisit an idea that I wrote about last Spring (2019).  As we sit today, April 3rd, 2020, we are in the midst of the worst health crisis to date.  Even through this time, a Simple […]

How To Keep Calm When The Markets Aren’t

When the Media is eliciting fear and volatility in the markets seems greater than usual, the best thing for investors to do is to take a step back and revisit a few questions.  Revisiting these questions can be a powerful cure to making knee-jerk reactions or irrational decisions. “Why am I investing?”  Many people confuse […]